FAQs
Enrollment
• Doctor visits for your routine healthcare
• Visits with specialists (doctors who have extra training in an area of medicine)
• Emergency room visits
• Screenings for diabetes, allergies, heart disease, etc.
• Extra help for special conditions like asthma and diabetes
• Mental health and substance abuse services
• Prescriptions
• Money back for participating in Weight Watchers® or a qualifying health club
*There are some restrictions and certain services or doctor's visits will need prior written approval before they will be covered. For additional information see the links below.
In some cases, open enrollment is the only time you can apply for coverage all year unless you have a qualifying life event like getting married, losing your job, having a child, or losing health insurance coverage. See a full list of qualifying events.
If you qualify for... | Open Enrollment |
ConnectorCare | November 1 through May 23 |
Qualified Health Plan | November 1 through May 23 |
Online. Go to MAhealthconnector.org starting November 1 to:
- Find out if you qualify for no-cost or low-cost health insurance on the spot
- Apply online 24/7
- Compare your health plan options side-by-side
You can also apply in person, over the phone, or using a paper application. Learn more.
General
- Doctor visits for your routine healthcare
- Visits with specialists (doctors who have extra training in an area of medicine)
- Emergency room visits
- Screenings for diabetes, allergies, heart disease, etc.
- Extra help for special conditions like asthma and diabetes
- Mental health and substance abuse services
- Prescriptions
- Money back for participating in Weight Watchers® or a qualifying health club
Generally, any doctor or hospital that you visit must be chosen from a list of providers who work with BMC HealthNet Plan and accept your plan type. They are also called “in-network” providers. Your doctor will refer to you other doctors or hospitals on our approved list to make sure that your medical visit is covered by insurance (there are some exceptions). See a list of doctors and hospitals you can use.
For a complete list of the services covered by BMC HealthNet Plan, read the Covered/Excluded Services List. This is the most important document you have, since it tells you what BMC HealthNet Plan will or will not cover. Your Covered/Excluded Services List should have come in the mail, or you can find your plan's list here.
In general, you must get all your healthcare services from BMC HealthNet Plan network doctors and providers. The only four exceptions are:
- If you need emergency care (or treatment at the closest emergency room for serious illness or injury in a life-threatening situation)
- If you need urgent care when you are traveling outside our service area
- If you need family planning services
- If BMC HealthNet Plan (or Beacon Health Strategies for behavioral health services) gives prior approval, also called prior authorization, for you to get care from an out-of-network provider
We partner with Beacon Health Options to manage Behavioral Health services. Call Beacon for help finding a provider for Behavioral Health services. You can also access their online provider directory here.
- MassHealth members: 888-217-3501 toll-free, 24-hour Behavioral Health telephone line
- ConnectorCare/Qualified Health Plan members: 877-957-5600 toll-free, 24-hour Behavioral Health telephone line
- beaconhealthoptions.com
Remember, you can call Member Services, Monday-Friday 8:00 a.m.- 6:00 p.m. for help with any of the items above and much more.
MassHealth members:
- 888-566-0010 (English and other languages)
- 888-566-0012 (Spanish)
- 711 (TTY)
My Ombudsman is a program for MassHealth members who have questions or need help getting services from their health plan. The program can:
- Give members information about their health plan benefits and rights,
- Answer questions, listen to members concerns and help address problems, and
- Explain how to file a grievance or appeal and what to expect during the process
For more info on My Ombudsman:
- Visit www.myombudsman.org
- Email info@myombudsman.org
- Call (855) 781-9898, videophone (VP) (339) 224-6831, Monday-Friday, 9 a.m.- 4 p.m.
- Visit 11 Dartmouth Street, Suite 301, Malden, MA 02148, Mondays 1 p.m.-4 p.m., Thursdays 9 a.m.-12 p.m.
ConnectorCare / Qualified Health Plan members:
- 855-833-8120 (English and other languages)
- 711 (TTY)